Foreclosure Real Estate Listings

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Tuesday, July 31, 2012

How To Sell Your Home Like A Pro.

Selling a home in the last few years has involved quite a bit of anxiety and anger for many of us. In 2005 a book "Freakonomics" publicized statistical evidence that when real estate agents sell their own homes they get a higher price by roughly 3% and keep them on the market 10 days longer than when selling a home for a client.

 The authors Steven D Levitt and Steven J Dubner make the suggestion that the agent doesn't care about the client because the effects on commissions are insignificant. Funny I have seen the opposite accusation that agents scratch and claw for every penny. I liked the book, however it fails to understand or even offer any details about why the agent might have such success with a property that is their own and simply assumes the worst. Do you want to know why?

used to be an real estate agents called Home
English: Not at home any more This used to be an estate agents called "Home". They were only here a couple of years, and now appear to have closed, presumably victims of the recession. The property used to be a hairdressers. What next? (Photo credit: Wikipedia)



Taken from: http://www.youtube.com/watch?v=1Zc6_OXrHvg
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Monday, July 30, 2012

Real Estate Markets on Local and National Level Looking Brighter

Tobias Nergarden remarks about the fact that real estate markets on both the local and national level are showing signs of improvement. San Diego, CA (PRWEB) July 27, 2012
Venture capitalist Tobias Nergarden issued his statement regarding the improvements seen in the real estate markets at both the local and national level yesterday and that his analysis is that this may help real estate agents because home sales have spiked 14 percent compared to last year.
Real estate agents across the United States have seen improvements in their markets throughout the spring and summer and have reported positive feedback from both buyers and sellers. The recent Prudential Real Estate Outlook quarterly survey found that the majority of consumers polled expressed confidence in the real estate market and property values.
Home for sale in Dublin: 10502-mackenzie-way-43017
(Photo credit: Don The Idea Guy)
The Prudential survey also revealed that most consumers think that real estate is a sound investment despite the instability the market has shown over the past few years. Realtors are also looking more positively upon the housing market in the United States as housing affordability is at an all-time high – prompting more potential buyers to act.
Property sales are expected to rise for the rest of the summer and into the fall as the market in the U.S. is returning to normal and because more people are looking to buy homes based on traditional rationale – to raise families and to build futures. It should come as no surprise that the emotional side of owning a home outweighs the financial reasons for home ownership.
More affordable homes and historically low mortgage rates along with a slowly improving economy will prompt more people to buy homes. That eventually will drive up property values, even though it may take several years for home values to recover to pre-recession levels.
About Real Estate Marketing Insider:
Real Estate Marketing Insider provides online tips to real estate professionals regarding hot news, trend analysis, and marketing strategies. This publication is run by Tobias Nergarden, a real estate professional, based out of La Jolla, CA.

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Louis Navellier's Stock of the Day App: iPhone Demo

Introducing Louis Navellier's Stock of the Day powered by Portfolio Grader App. We get it! You're bombarded by breaking stock news. This offers something different: Clear and actionable stock advice in a daily dose approach. 

Louis Navellier, an expert the New York Times called "an icon among growth investors," will give you a new Stock of the Day, every trading day, with his proven buy, sell, or hold analysis.

Easy to follow A-to-F letter grades and vivid charts make it simple and effective for novice and expert users alike.

Plus, you'll also get Navellier's Market Dashboard. A daily snapshot of the best and the worst performing stocks on the Dow, S&P 500 and Russell 2000. It's a simple way to keep an eye on today's most widely held and most talked about stocks.

Navellier has helped tens of thousands of investors beat the market 3-to-1 for over a decade. And now, for the first time, he's making his exclusive stock rating system available to you...one stock at a time...ABSOLUTELY FREE.

So seize the day Main Street investor and download it now. A daily dose approach to smarter investing awaits. http://www.stockofthedayapp.com



Taken from: http://www.youtube.com/watch?v=N-swp7PWhA0

Sunday, July 29, 2012

One Of The Most Important Skills For Real Estate Agents In Today's Market (Video)

http://www.GregVincent.com.au On Today's Electric Avenue Show - Greg Vincent shares One Of The Most Important Skills For Real Estate Agents In Today's Market?

Property Directions, Estate Agents, Main Street, Castlewellan, County Down, Northern Ireland
English: Property Directions, Estate Agents, Main Street, Castlewellan, County Down, Northern Ireland (Photo credit: Wikipedia)
Nowadays, there are so many different marketing tools that agents can use to promote a property out to the market like Video Tours, Floor Plans, Copywriting, Feature Properties, Individual Property Websites, Print Media, Facebook Ads, etc, etc that to market a property effectively and use any or all of these tools then there needs to be some Marketing Investment (VPA - Vendor Paid Advertising) made by the seller when launching the property to the marketplace...and being able to secure that investment upfront and for the right tools that maximise the price is now a very important skill.



To watch more episodes, visit http://www.GregVincent.com.au/electricavenue
Taken from: http://www.youtube.com/watch?v=MYHPHL8t6RY
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Make The Most Out Of Nike 2012 Your Real Estate Property Purchase If You Try This Advice

Timing your house acquire could be a complicated job however when you hold the proper career, the Nike Pas Cher downpayment and reasonable credit score, you may have no reason to delay acquiring your brand-new residence. The following will help you acquire the paperwork needed to buy a house and also will help you in deciding the correct time to achieve this.

When you are a first time home buyer, then it would be a great idea that you can talk to a property attorney and have your documents analyzed. Since you are a new comer to this, there might be some good information that you do not recognize, and they can clear it.

Pune Properties - Real Estate India - Vilas Palash 2
 (Photo credit: nancyarora2020)

One particular tip to remember when it comes to real-estate is to ensure that you completely examine any additions that were performed to the home to make certain that they are approximately computer code. This is very important since if they aren’t up to program code, you will then be accountable for accomplishing this. This is most commonly seen in lower income places along with conditions exactly where the home owner finished Nike Pas Cher the job.
Should you stumble upon a property you prefer, be sure to do your homework. Do not just issue your self with all the home, but you need to get a sense for the complete community. Find out the fitness of the neighborhood, see what type of automobiles are saved to the street and exactly how clean it is. Also, check to see how excellent the universities are in your community.
Usually do not invest in a house with other people unless of course you are certain the connection is steady. Folks frequently make getting judgements based upon interactions they then wind up inside a large fiscal combine as soon as the connection concerns a conclusion, simply because they have been dependant upon the other person to help together with the repayments.
Investing in a residence? Require a mortgage loan? Numerous loan providers will require that you put in place an escrow Nike Pas Cher accounts with a banking institution or even though the financing place. This accounts will hold the funds out of your month-to-month house payment that will be utilized to spend the money for residence taxation on the house. This is a technique for the lender to make certain that the property will not be misplaced at an public sale as a consequence of past due taxation!
Purchasing a Nike 2012 residence can be a wonderful investment in the long-haul. Homes enjoy 5 percent, as a general rule. It will be a little less some yrs, and a bit more some several years. This figure also can change based on the location and community the place you find the property.
Establish a sensible plan for your self when you find yourself buying real estate property. Often times your loan provider will overestimate whatever you can manage to spend and loan anyone much money. You will be greater dished up if you workout your own personal budget based on the things you know you possess when monthly bills are compensated.
Suitable planning Nike Pas Cher to produce your life’s probably most significant expense will make the process speedy, efficient and simple. Unprepared buyers with inadequate paperwork or awful timing can deal with substantial troubles or may well not even be capable of financial their new house. The guidelines earlier mentioned can help you with the method.


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Saturday, July 28, 2012

Hacker Demos Android App That Can Wirelessly Steal And Use Credit Cards' Data

Smartphone payment systems like Google Wallet give Android users the futuristic ability to use their phones to make payments with their credit cards. Research Eddie Lee has taken that trick a step further: Using an Android phone to make payments from a credit card that belongs to an unwitting stranger.
In a talk at the Defcon hacker conference in Las Vegas Friday, Lee demonstrated an Android software tool called NFCProxy that’s capable of both reading and “replaying” data from contactless credit cards–any of the common payment cards with embedded RFID chips that allow payments at retail outlets’ wireless point-of-sale devices like these.
After using a Nexus S phone to read his own contactless Visa card onstage at Defcon, he then used his tool to relay the data a moment later to a point-of-sale device, where it was accepted as a payment. “I’ve just skimmed, abused and spent someone’s credit card within a couple minutes. It’s really simple,” he told the crowd.

Eddie Lee's Android phone, displaying data it has wirelessly read from his credit card. I've blocked the credit card number on the phone's screen in orange. The symbol of nested arcs on the card shows that it one of the 100 million RFID-enabled cards in circulation.

Researchers have long warned that the 100 million contactless credit cards currently in circulation, branded with names like PayPass, Zip, payWave, and ExpressPay by Visa, MasterCard, Discover and American Express, are susceptible to a stealthy attack: A fraudster could brush by a target and stealthily pickpocket his or her card’s data with an RFID reader without ever touching him or her, through the victim’s clothes and wallet.
But using that victim’s data hasn’t been quite so simple. The data wirelessly sent from contactless credit cards doesn’t include the user’s name, PIN or the three-digit CVV. Some researchers have demonstrated ways of abusing the cards nonetheless: Hacker Kristin Paget showed onstage at the Shmoocon conference in January that she could use a magnetizing device to write the stolen data to a new card and make a payment to herself using a Square attachment on a phone.

Lee demonstrating a card reader lighting up to show that it's accepted the payment data he read from a credit card with his phone.
Lee’s attack is far easier still: NFCProxy, whose code he published online, allows anyone to both read and use a victim’s data with a cheap and inconspicuous phone, spending the stolen money at retail stores who would have little way of knowing that the phone isn’t simply running Google Wallet or a similar service. “The form factor makes a big difference. The phone is a very innocuous device,” he says. “This isn’t a new attack. It’s just making it really easy to use and abuse.”
NFCProxy requires that a user root his or her Android phone and install a very specific version of the Cyanogen modified operating system from earlier this year, one from a brief period when one of Cyanogen’s open source developers added the ability to emulate a credit card reader. (The feature was likely deleted later because it conflicted with the functionality of Google Wallet.) Lee also acknowledges that reading the credit cards with a phone often takes multiple tries, though an attacker wearing headphones could listen for the telltale beep that signals a card has been successfully read.
Lee designed his tool to be able to send credit card data across networks to other phones, so that the skimming and spending of a user’s account can be performed in different locations. And NFCProxy can also act as a more general tool for analysis of so-called “near-field communications,” potentially allowing users to analyze and find vulnerabilities in other wireless technology like corporate ID badges and mass transit passes.
Lee says he isn’t trying to enable credit card theft or other crime. Instead, he’s trying to make credit card holders aware of the danger of contactless cards, and to drive home the point that researchers have argued for years, that the payment card industry needs to shore up the security of contactless payment systems or ditch them in favor of old-fashioned magstripe cards. “If credit card companies see how easy this is to use, maybe it will incentivize them to finally fix my credit card,” he says.
I reached out to the Smart Card Alliance, the industry group responsible for the contactless card standard, but didn’t immediately receive a response.When I spoke with the group’s executive director Randy Vanderhoof in January, he defended the cards’ safety, pointing to a security feature that generates a unique code that changes with every transaction. If a single code is used multiple times or multiple codes are used in the wrong order, all transactions on a card can be blocked. “The truth is that consumers should be embracing this technology because it’s making them safer,” said Vanderhoof. “Efforts to try to discredit the use of chip technology in cards is only making the users of the existing technology more vulnerable.”
But it’s worth noting that security feature is far from foolproof. It merely requires the user of NFCProxy to make a payment using a card’s stolen data a single time, and to do it before it’s used by the card’s legitimate owner.
Vanderhoof also pointed to the fact that there’s been no known cases of criminal exploitation of the cards since they launched in 2006. “We’ve got six years of history, a hundred million users of these cards, and we haven’t seen any documented cases of this kind of fraudulent transaction,” he told me. “The reason we think that’s the case is that it’s very difficult to monetize this as a criminal.”
With tools like NFCProxy making contactless card fraud more practical all the time, that difficulty is starting to seem like less of a safeguard.
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Infographic: Iconic Olympic Buildings


The start today, and once again architecture is on the spotlight. With a big focus on reusable and adaptable structures, the lineup includes renowned architecture firms such as Wilkinson Eyre Architects, Hopkins Architects, Populous and Architects.
On this infographic we introduce you the iconic buildings of the Olympics since 776 B.C. until today! Follow our London 2012 Olympics coverage in its dedicated page.
Taken from: http://www.archdaily.com/252061/infograhic-iconic-olympic-buildings
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Friday, July 27, 2012

Interesting Uses of Technology: Virtual Libraries in Second Life

"The digital revolution is changing the hierarchy of information," said Dr. Valerie Hill in her recent visit to the Nonprofit Commons.
"We're moving from a 'top down' model where high quality resources were once published through peer review and traditional authority-based publishing modes to a different model," she explained.
"Today, information is published from the 'bottom up' or from user-generated sources. YouTube and Wikipedia are usually first choices for information seekers. Anyone can publish through blogs, wikis, and websites. ... This new hierarchy model is the basis for my exploration of virtual media as a delivery mode." 
Dr. Valerie Hill is an adjunct instructor at Texas Woman's University School of Library and Information Science and is also a librarian herself.
She came to the Nonprofit Commons to share her areas of expertise in media literacy, human-computer interaction, and the impact of the digital revolution on education and libraries.
She is using the virtual media capabilities in Second Life, among others, to navigate her continued research.
Library distributed content of a physical library more accessible

The Rise of Virtual Libraries

Virtual libraries aren't a new phenomenon. The terms "virtual library" and "digital library" have been increasingly picking up steam since the 1990s.
Today, many libraries have adopted a hybrid approach in providing access to information in which the physical institution anchors a complementary digital collection. These virtual libraries are meant to support different aspects of student learning, making the aggregate and perhaps distributed content of a physical library more accessible.
In fact, accessibility is the biggest pull for the digitization of anything these days, right? It's infinitely more convenient for a student to be granted access to literature or documents whenever they want online, rather than keeping libraries staffed and open 24 hours a day to cater to students' study habits.
Librarians like Dr. Hill have come together from all around the world to contribute resources toward creating a system to maintain that accessibility; provide references, virtual collections, and virtual displays; and to provide access to educational programming in spaces like Second Life.

Success in Second Life

"Second Life libraries are examples of immersive learning environments," explained Dr. Hill.
"Libraries in Second Life often put on digital exhibitions as part of their services. For example, it's not out of the ordinary to see an exhibit displaying virtual representations of Van Gogh paintings, including Starry Night.
"The aim of virtual library services is to attract new users to traditional libraries as well as ... [establish] links with librarians from all over the world. Users can interact with the services in practical ways, such as the simple act of walking around a virtual space
"There have been numerous initiatives to create educational spaces within Second Life."
Dr. Hill shared some of those educational spaces in Second Life. They include, "Victorian areas in which residents dress in period clothes, an Egyptian tomb, and a Renaissance Island created by the Alliance Second Life Libraries."
In the spring of 2011, there was exhibit called "Virtual Texas" that featured historical replicas – such as The Alamo, and the Texas Capitol building, circa 1830. 
As the nonprofit community considers the future of virtual media in education, particularly in libraries and museums, it must not forget the role Second Life plays in pushing information sharing and experiencing to new heights and levels.
"Research on virtual worlds used for education, libraries, and museums continues to expand. I am honored to work with a global community of learners who bravely embrace new media while striving to maintain the high standards of traditional librarianship and academic credibility," said Dr. Hill.
For more interesting uses of technology, please check out the TechSoup for Libraries blog, where you can find the most recent article in this month's series, "Interesting Uses of Technology: Social Media."
Image: Library at City College of New York (Paul Lowry)
Taken from: Interesting Uses of Technology: Virtual Libraries in Second Life
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iPrintagr.am Introduces the First and Only App That Delivers Instagram Pictures Directly to Any Door

iPrintagr.am Introduces the First and Only App That Delivers Instagram Pictures Directly to Any Door
For the first time in the UK, users can have their favorite instagram picture printed and delivered to their door. iPrintagr.am recently released an iPhone app that is available in the UK, that is the only way to have an instagram image printed and delivered, and that is free at the App Store.

Users simply download the app, login with their instagram account information, select their favorite print and in just a matter of days the images will be printed and sent directly to the user’s door. It’s that simple! According to an iApp News UK reviewer, “this is by far the single coolest iPhone App that I have ever used with Instagram.” New users of the app certainly agree and have said of the app, “brilliant and innovative,” If you love instagram then download this!” and “Love this app!” iPrintagr.am is currently the only provider offering this service and this app is the only way to print an instagram image from the iPhone directly to a professional printer. Although only available currently in the UK, this service will soon make its way to many other countries.
the photo-sharing app Instagram fan page is seen on the Facebook website on the Apple Safari web browser
(Image credit: Getty Images via @daylife)

iPrintagr.am gives every user the ability to keep their cherished images, not only in digital format, but as a real, hard copy print that can be displayed and cherished for a lifetime.

Anyone interested in the iPrintagr.am app can visit the Apple Store and download for free. Users can also learn more about this great app on the facebook page or by following iPrintagr.am on Twitter.
Taken from: http://www.prfire.co.uk/social-networks/iprintagr-am-introduces-the-first-and-only-app-that-delivers-instagram-pictures-directly-to-any-door-109538
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