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Saturday, June 30, 2012

Travel Insurance Policies for 5 Trip Types

Between capsized cruise ships, ongoing political tensions and the annual hurricane season, summer travel can seem like risky business. But don't resign yourself to a staycation just yet. Travel insurance policies can protect against annoyances and accidents, both common and extreme.

Many people who might benefit from travel insurance don't buy it. One in 8 U.S. adults has experienced a travel disruption or considered changing travel plans due to world events since the summer of 2010, according to a recent survey conducted for the US Travel Insurance Association. Yet only 29% of those hampered travelers had travel insurance, the survey revealed.

Still, consumers are becoming more educated about what can go wrong on trips, says Dwain Wall, senior vice president and general manager at CruiseOne, a company that specializes in cruise bookings. About 60% of the people who book through CruiseOne's affiliated travel agents buy travel insurance when they purchase a cruise, up from 40% two years ago. "As people understand the risks of traveling, then they are much more willing to get it," he says.

Travel insurance policies can vary greatly; be sure to read your policy and ask questions to make sure you know what's included, says Linda Kundell, spokeswoman for the US Travel Insurance Association, or UStiA.

Here are insurance tips for problems that could arise with different flavors of summer travel. Before you buy a policy, check to see if you're already covered through your credit card or through your homeowners or renters insurance policy. If you're going away to visit family: Comprehensive travel insurance policies can cover many of the common problems of summer travel. These include lost baggage, trip cancellations or interruptions, travel delays from weather or illness, and medical care on the road.

While the costs for travel insurance can vary, for most packages you'll pay between 4% and 8% of the total trip cost, according to UStiA. Rates are based on the length and cost of the trip (more expensive trips cost more to insure), the age of the purchaser (older travelers pay more) and the destination.

If you're going to a hurricane-prone resort area: While most comprehensive travel insurance policies do cover weather problems and delays, the weather event has to become more than a mere threat. In other words, if a hurricane looks like it's going to hit the Bahamas and it veers course and doesn't affect your destination, you would not receive reimbursement if you canceled, says Kundell.

The solution? A policy that allows you to cancel for any reason. These policies usually are more expensive -- costing up to 50% more -- but they do give you more latitude over your travel plans and cover up to 75% of your costs. Often you can buy these plans only during the first two weeks after making your initial trip deposit. Here's another reason to buy your insurance early: You can usually get a waiver of the pre-existing medical condition clause that's a part of most travel policies. If you delay and then become subject to this clause, your insurer will be able to look into your medical history and refuse to cover any claims related to a medical issue you had before the trip, going back a certain length of time. (The period varies by policy.)

If you're going to a foreign country: Besides helping with rebooking and refunds during unplanned weather delays or natural acts such as volcanic eruptions, travel insurance can protect you from the transportation delays and cancellations you might experience from national labor strikes. Some policies cover evacuation due to political unrest, and travel insurance also can help if you lose your passport. Many people don't realize that most U.S. health insurance plans do not cover you outside the country. Most comprehensive travel insurance plans include medical treatment.

Those who are visiting more remote locations might want to go the extra step of getting medical evacuation insurance from a company such as Medjet Assist. The coverage will not only get you to the best nearby medical facilities -- it will pay for your return back to your home hospital of choice.

If you're going on a cruise: Don't miss the boat: If you've booked plane tickets to the port through the cruise line or a travel agent and have what's known as a "cruise fare," the airline is required to get you to the next port of call if your flight arrives too late, says Wall. If you bought your tickets independently, then a travel insurance policy that covers flight delays could keep you out of a jam.

Assistance programs that some travel insurers provide can come in handy if your ship suffers a mechanical failure or if extreme weather forces you to be dropped off in a different location than expected. While the ships usually offer some compensation for these problems, people who have travel insurance can usually call a hotline to get rebooked -- and reimbursed -- sooner.

If you're participating in extreme sports: A little-known fact about travel insurance is that activities perceived as dangerous or risky, such as sky diving, cave exploring or rock climbing, aren't covered in most policies. If you're an adrenaline junkie, you'll want to make sure you buy a rider that covers possible injuries you could sustain getting your fix.

"You can call us directly to say, 'Here's the trip I'm taking, (and) here are the things that I'm concerned about,'" says Carol Mueller, a vice president with travel insurer Travel Guard. If you're into extreme activities, having the right kind of travel insurance also can help protect expensive gear, she says.
Taken from: http://www.foxbusiness.com/personal-finance/2012/06/28/travel-insurance-policies-for-5-trip-types/#ixzz1zHeojS8i
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2012 Toyota Prius: Most Researched Car By Green-Car Buyers?

Thanks to data published by most automakers every month, it’s pretty easy to find out which cars sell the most.
But before any cars are sold, which cars are the most researched by buyers?
According to our own data, and some observations we’ve noted from the U.S. Department of Energy’s fueleconomy.gov website, we think the 2012 Toyota Prius is the most researched green car on the market today.
To come to our conclusion, we examined our own page view data on hybrid car stories over the past few months.
On average, we’ve noticed Prius stories get more page views -- and remain popular for longer -- than non-Prius stories.
2012 Toyota Prius is the most researched green car on the market today.
photo:  
http://www.greencarreports.com

To add to that, we’ve been tracking the ‘Most Viewed’ section of the fueleconomy.gov website for a few weeks.

Every time we’ve checked, it has listed the 2012 Toyota Prius in the number one slot, followed by the 2012 Hyundai Sonata, and more surprisingly, the 2012 Ford Focus Electric.

With an EPA combined gas mileage of 50 mpg and ‘real-world’ gas mileage reports from skilled hybrid drivers reaching figures in excess of 60 mpg, the latest incarnation of Toyota’s iconic hybrid is still the most efficient non plug-in car on the market.

In fact, thanks to the expansion of the Prius brand this year to include the 2012 Prius V wagon, 2012 Prius C subcompact hatch and 2012 Prius Plug-in Hybrid, the Prius brand is growing in popularity almost daily.

We’ll admit: while examining the popularity of the 2012 Toyota Prius on two separate websites is neither scientific nor conclusive, our conclusion is backed by one big, undeniable fact.

The Toyota Prius family is now the third-best selling car line in the world.
If you’re in the market to buy a new car, and your search has led you here, then be sure to check out our Ultimate guides to the 2012 Toyota Prius, 2012 Toyota Prius V, and 2012 Toyota Prius C.
Source: http://www.greencarreports.com/news/1077362_2012-toyota-prius-most-researched-car-by-green-car-buyers
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Friday, June 29, 2012

Top 10 Eye-Catching Developments From Google's I/O Conference

Google’s annual I/O conference brought plenty of surprises for all those who attended the event and the millions following its announcements from around the world. Plenty was said by Google about everything from new products to future plans to broad policies. Clearly the firm has huge ambitions for the future and is prepared to take on Apple, Facebook and Microsoft in all markets.

So, we count down the message's Google sent loud and clear, both to developers and the market as a whole, over the course of this week’s conference.

Sundar Pichai presenting at the Chromebook lau...
Sundar Pichai presenting at the Chromebook launch at Google I/O. (Photo credit: Wikipedia)
10. Investing in low-return areas is not an issue
The introduction of Google’s Nexus Q media hub left many people scratching their heads.
The $300 device looks neat and has plenty of connectivity options, but Apple already sells a device (the Apple TV) for $99, and even that doesn’t sell well. There simply isn’t much of market for these sort of devices.

But there’s something else at work here; Google knows that developers will be eager to hack away at the device, and the things they end up creating could be translated to other Android applications, or even future versions of desktop or home entertainment devices from Android OEMs.

9. “One-size-fits all” will not fly at Mountain View
Google made a point of customising each and every one of the tablet applications it unveiled at this year’s conference for the platform and screen-size of the intended device. The Android and iPad versions of Google+ were specially designed for high-resolution tablet screens, the iOS version of Chrome was built specifically for the Apple platform.

While Google may be looking to license its platforms to as many OEMs as possible, the company is still taking care to keep product quality up, and a large part of its strategy is not trying to shoehorn a single product onto multiple platforms at once.

8. Google isn’t giving up on iOS despite Maps snub
Apple may have spurned Google Maps by partnering with TomTom, but the big G has decided it still wants to work with its rival. The Android maker announced at I/O that it would offer both Drive and Chrome apps for iOS. Google's decision shows that it plans to stick it out with the mighty Apple, no matter how heated the relationship gets.

Both Apple and Google may be fighting it out in court (who isn't Apple currently in court with?) but that doesn't mean Google wants to cut ties. Apple is still number one in the mobile market and Google knows it won't win over customers by not branching out. I/O has showed us that Google's play (no pun intended) is to stay, well, civil, with Apple when it comes to end-user products.

7. Google Now will level the playing field with Siri
However, this doesn't mean the firm isn't going to take on Apple wherever it can. The firm unleashed a potential 'Siri killer' with its Google Now service. The iPhone robo-voice with celebrity friends has gotten a lot of play since its inception last year and so talking robot assistants have become the cool thing to put on your portable device these days.
Google realised it needed to join the bandwagon and so has created its very own omnipresent voice secretary.

The search giant announced Google Now will come with Jelly Bean in mid-July. That'll give it two months head-start on iOS 6's improved Siri, which drops in September. Google Now will have the ability to adjust based on user behaviour, and looks to have everything Siri's got too.

It could be just what Android needs to stay competitive in the mobile market. Now (pun intended) we'll just have to see if consumers bite.

6. Google wants a piece of Amazon’s cloud computing market
Google is gunning for the cloud crown. In the first two days of I/O Google showed off not one, but two cloud centric bits. The company opened up day two by announcing it would be releasing a Google Drive app for iOS. Then they showed off their new enterprise-centric cloud offering, Compute Engine.

Google demonstrated a Drive search equipped with image recognition software, which means if you search for pyramids, Drive will look for pictures with pyramids in them.

Google also showed off a new feature that automatically updates documents when you jump online, so you can edit a doc on a plane and then update said doc when you hit the Wi-Fi connected ground.

For a grand finale, the search giant unleashed an infrastructure-as-a-service that looks to compete with Amazon's Elastic Compute Service. Essentially, everybody's favourite search engine just said they want to be the cloud for companies.

In the grand scheme of things it's clear Google wants to boost its cloud computing market in a big way. By offering options for consumers and businesses Google is looking to become a one stop shop for everybody's needs.

5. Chromebooks are making a genuine retail push
Picture of the new release of Google Chrome OS
Picture of the new release of Google Chrome OS  (Photo credit: Wikipedia)
If you haven't flown Virgin airlines recently you probably haven't checked out a Chromebook. They are Google's attempt at an ultrabook that runs Chrome OS. Google says their fast, easy, and offer an authentic OS experience. The problem is many people just haven't given them a shot.

Google hopes to alleviate the lack of user experience on Chromebooks by offering more of them in brick-and-mortar stores.
Starting now you can check out the shiny laptops at Dixon's stores across the UK. Google wants to really push these out and let users give them a twirl. Whether customers dig the Chrome OS experience is anyone's guess, but Google's certainly trying to push them along.

4. Google is serious about bringing Project Glass to market
Google employee wears Glass at Google's Developers Conference on June 27, 2012 in San Francisco, California
SAN FRANCISCO, CA - JUNE 27: A Google employee wears Glass at Google's Developers Conference on June 27, 2012 in San Francisco, California. Google Glass, available for pre-orders to developers at $1,500, feeds the user information and uploads data and images from and to the web. Also announced during the conference was the new Nexus 7 tablet and the social streaming media player, the Nexus Q. (Image credit: Getty Images via @daylife)
Google's biggest demo at I/O came when they unleashed Project Glass craziness upon the streets of San Francisco.
On the first day of the show, a group of skydivers wearing the augmented glasses jumped out of a blimp, then passed their glasses onto a group of bike stunt riders on the ground that jumped between buildings while wearing said glasses. The bikers then handed off the glasses to folks who rappelled off the Moscone Center while clad in augmented reality shades. Finally, the climbers handed the glasses off to bikers who rode them to the stage.
That type of giant spectacle can only mean one thing: Google is serious about Project Glass.

Whether you think the idea is cool, or crazy, Google is going all in on Project Glass. Google has vowed to ship early models of the headgear to developers by early next year. The plan is to get developers on board and then, hopefully, ship them out to consumers by 2014. It might be a huge failure but Google just got real with Project Glass.

3. Jelly Bean will be more than just another update
Google has put a lot of work into the next version of Android, far more than just a few bug fixes and a couple of new features. The Jelly Bean release will be a major update for the platform that really is a 'major update'.

Google search, for example, will become an integral part of the mobile experience and will be the main backbone of the Google Now system. The ‘Project Butter’ features may not seem like much but if they deliver what Google claims, it will be a noticeable improvement that could make other handsets seem slow and outdated.

A mid-July date will also give Android a jump of at least a couple of months on iOS 6, allowing for the Google platform to finally appear to have the upper hand against Apple, at least for a short time.

2. Google sees Android competing throughout the tablet market
Thus far, Apple has stuck to the high-end, full-size tablet space, while Amazon has more or less been content to keep its Kindle tablets around 7in in screen size.

With the launch of the Nexus 7, Google is looking to take on both. Android is already in the 10in tablet space, and now the company is telling its OEMs that it’s time to take to the 7in market as well.

Google devices are often seen as reference designs and templates for developers to work on, so even if the Nexus 7 is not a huge commercial success, it should spur other hardware vendors to move into the space.

1. Google and Apple still on collision course
logo for Apple Computer, now Apple Inc.
English: The logo for Apple Computer, now Apple Inc.. (Photo credit: Wikipedia)
Google’s bread and butter has always been, and will likely continue to be, in the search market. Search results drive ads, which drive revenues. To that extent, Microsoft and Bing are still enemy number one for Google.

But when viewed as a whole, the releases at I/O clash far more with what is coming out of Cupertino than the work being done in Redmond. Along with iOS versions of Chrome, the Nexus Q suddenly becomes the biggest competitor for AppleTV and the Nexus 7 steps up pressure on an iPad.

Should rumours of a 7in iPad due out this autumn come true, the companies would find themselves in even more direct competition.

This may not be a bad thing, however. In the rapidly-growing tablet space there is more than enough room for two vendors to thrive and, should each company continue to try and best the other, consumers will benefit from better products and lower prices.

Even if you are a loyal iOS and Apple customer, you have to hope that Google put a little fear in the hearts of Tim Cook and Jonathan Ive this week at I/O.
Source: http://www.v3.co.uk/v3-uk/news/2188038/eye-catching-developments-googles-conference
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TOP 10 ALTERNATIVE SEARCH ENGINES: BEST OF 2012

Here at AllMyFaves we do rather love putting together top 10 lists for you. This time we’re covering the top 10 alternative search engines and reference sites 2012. So if you’re bored of using the typical mainstream search engines like Google, these search and reference websites offer interesting, new ways to search for whatever you’re looking for!

The Best Search Engines & Reference Websites

1. The Search Engine That DOESN’T Track You



DuckDuckGo - First up is a useful alternative search engine that doesn’t track your activity. Unlike Google and other popular search engines, DuckDuckGo protects your privacy by never finding out who you are, so you can freely search whatever you want. No more worrying about being monitored while searching for… sensitive things! Would you leave Google for the sake of your privacy?

Check out the private search engine: DuckDuckGo

2. The Talking Wikipedia


Qwiki – Something a bit different to your usual Wikipedia searching is Qwiki – an alternative Wikipedia-style search engine literally speaks to you! Search any topic (your hometown or fave actor works well), and the Qwiki talks about the topic while displaying pictures. It’s certainly intriguing; like being taught new information by a robot! So if your tired of always reading about a topic head to Qwiki and they’ll read to you.

Check out the talking, information search engine: Qwiki

3. The Search Engine for Questions & Answers


Quora - You know how you often end up asking Google questions (“Who am I?” anyone?!)… Well Quora is basically a search engine just for asking questions and getting the answers! Literally any question you have probably has an answer on Quora, and if it doesn’t yet, simply ask it, and wait to see who answers. The best answers get voted up and become more visible too, so it’s a great way to learn new information.

Check out the Q&A search engine for information: Quora

4. The Search Engine for Apps


Chomp - So if you’re an iPhone or iPad user, you’ve probably wondered what the best way to find the best apps are. We review hot, new apps every week, although we’re not a search engine for apps. Google doesn’t do anything specific for apps. The App Store is kinda limited. That leaves you with Chomp – a Google-style search engine, just for apps!

Check out the Google-like apps search engine: Chomp

5. The Search Engine for Internet Education


Grovo - You may use your Google, your Bing etc to search for websites you’re looking for, but what happens once you get to the site and don’t know how to use it! Grovo is a growing library of short, educational videos about how to use and get the best out of the Internet’s most popular websites. You could call it an alternative search engine for Internet education videos really, because in practice that’s what it is. And it’s brilliant too if you’re not sure what you’re doing on the web – you’ll be an expert in no time!

Check out the search engine for website education videos: Grovo

6. The Computer That Knows All The Answers


Wolfram Alpha – Normal search engines like Google bring up a list of links to pages from around the web that relate to your search terms. Wolfram Alpha is a “computational knowledge engine”: it uses built-in knowledge curated by human experts to compute on the fly a specific answer and analysis for every query. So in other words, Wolfram Alpha is a massive – and growing – super computer that actually has all the answers to your questions ready!

Check out the super computer of the future that already knows more than most experts: Wolfram Alpha

7. The Social Search Engine


SoCl - Straight out of the Microsoft research center comes SoCl – the World’s first ‘Social Search Engine’. It’s similar to regular search engines like Google, but shortens your path to relevant search results by creating a feed of results both from Bing’s search engine and other users, like you, who searched the same keyword. You can see the action these people took after receiving the same search results and how they continued from there. You can also comment and tag posts like Facebook. Could this - a combination of the abilities of Google and Facebook - be Microsoft’s next great invention?

Check out the first social search engine: SoCl

8. The Ultimate How-To ‘Videopedia‘


5min: Another video hub, but this time it’s a massive, searchable library of how-to videos. So instead of doing a how-to search on Google, you can use 5min’s internal search engine ready to bring you tens of thousands of how-to videos across a huge array of topics. It’s got everything from ‘how to play guitar’ to ‘how to invest money’ videos, and of course loads of instructional DIY videos too. All you need is 5min!

Check out the instructional videopedia: 5min

9. The Search Engine for Music & Lyrics


LyricsnMusic - This alternative search engine is just the perfect site to accompany your music listening. Do a search for any song or artist and it brings up results (separated by tabs) for Youtube videos, lyrics, artists’ concert dates, Wikipedia info, sheet music and guitar tabs. So in other words, it’s a genuinely useful music & lyrics search engine. And it looks great too.

Check out the musical search engine: LyricsnMusic

10. The Web’s Most Popular Homepage: No Search Required!


AllMyFaves - Built on the idea that you shouldn’t have to search for the best websites – and that Google doesn’t always give you the best websites – AllMyFaves is a human-curated, hand-picked, visual directory of the best websites. Among the most used homepages on the Internet, it’s all about discovering more, without even having to use a search engine!

You can import all of your bookmarks into the AllMyFaves homepage, and alongside curated collections of interesting websites for different interests, take them everywhere, on any device.

Check out the Website Discovery Engine: All My Faves
Taken from: http://www.allmyfaves.com/blog/allmyfaves/top-10-alternative-search-engines-best-of-2012/
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Thursday, June 28, 2012

The World's Best Hotel Is In Slovakia, Per Expedia's Annual 'Insiders' Select' Rankings


Marrol's Boutique Hotel in Bratislava (Slovakia) was crowned best hotel in the world in Expedia's annual "Insiders' Select" ranking, published on June 27.
Expedia's insiders drew up their list from 500,000 assessments provided by the website's users. European and American hotels fill up the top of the list, but there are two outliers in the top 10.
The top spot goes to the Slovakian boutique hotel, followed by Al Codega in Venice, Italy, and the Central American Hotel Royal Corin in Fortuna, Costa Rica, which holds the highest spot of any hotel outside of the US or Europe.
The other outlier comes from India: the Taj Lands End in Mumbai is the only entry from the Asian continent in the top 10.
The list includes 650 hotels around the world, and Expedia used 500,000 user assessments that have been verified and analyzed. The website only included the best-rated hotels in its listing, after assessing more than 150,000 hotels and resorts worldwide.

The 10 best hotels in the world, according to Expedia's 2012 Insiders' Select list:
1. Marrol's Boutique Hotel - Bratislava (Slovakia)
2. Hotel Al Codega - Venice (Italy)
3. Hotel Royal Corin - Fortuna (Costa Rica)
4. Hilton Garden Inn Aberdeen - Aberdeen (Scotland)
6. Madison Hotel Hamburg - Hamburg (Germany)
7. Element Omaha Midtown Crossing - Omaha, Nebraska (USA)
8. Sonnenalp Resort of Vail - Vail, Colorado (USA)
9. Taj Lands End - Mumbai (India)
10. Mr. C Beverly Hills - Los Angeles, California (USA)


Source: http://www.nydailynews.com/life-style/world-best-hotel-slovakia-expedia-annual-insiders-select-rankings-article-1.1103938#ixzz1z8IWVzdZ

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Ice Cream In New York: The Best 12 Shops (PHOTOS)

Whether you like it to crunch with your favorite cereal, on a brioche, or dusted with wasabi powder, there's a delectable ice cream treat to suit your fancy. Herewith, our guide the New York's best ice cream shops.

Je & Jo


Cookie dough is the name of the game at Je & Jo, as in there is some kind of delicious cookie dough in every single handmade flavor. With options like fresh mint with lemon lavender shortbread cookie dough and coffee ice cream with spicy chocolate cookie dough, you can't go wrong.

Coolhaus


What is Coolhaus? An ice cream sandwich deconstructed into a cookie roof and floor with ice cream walls. In other words, it's amazing. Especially the potato chip and butterscotch cookie with molten chocolate cake ice cream. Mmmmmmmm.

Chinatown Ice Cream Factory


A Chinatown landmark, CICF takes traditional ice cream and puts a Chinese twist on it -- in this case red bean, black sesame, almond cookie and zen butter to name a few.

Love Gelato


A master gelato chef from Italy + a Florentine process perfected during the mid-16th century + a gelato lab engineered in Italy + the highest quality imported ingredients = Love Gelato

Ample Hills Creamery


Local and artisanal but without taking itself too seriously, Ample Hills Creamery churns out some of Brooklyn's fnest ice cream. Stop by the Prospect heights shop for a scoop of Ooey Gooey Butter Cake or a Salted Crack Caramel cone. Delish!

Van Leeuwen Ice Cream


These guys take their ingredients very very seriously, and the result is magic in your mouth. Van Leeuwen Ice Cream is made solely of fresh milk and cream, cane sugar, egg yolks and "the finest flavors from small producers locally and around the world" (think pistachios from Mount Etna in Sicily, Piedmont hazelnuts, hand crushed

Big Gay Ice Cream


It's the toppings that differentiate Big Gay Ice Cream (well that and the name). His schtick is simple: traditional soft serve ice cream with totally-out-there, unexpected toppings and kitschy names. We recommend the Bea Arthur (vanilla with dulce de leche and crushed 'nilla wafers) or the Mermaid (vanilla with key lime curd, crushed

Il Laboratorio del Gelato


With over 200 flavors to choose from, Il Laboratorio del Gelato is truly a lab. To ensure the highest quality ice cream and sorbet, each is made in small batches of the finest ingredients, sourced from all over the world.

Brooklyn Farmacy & Soda Fountain


If you're over 30, The Farm (as it's known by locals) will transport you back to childhood, but the goodies will meet your grown-up standards. Case in point: The Almond Joyful Sundae -- small batch coconut ice cream topped with hot fudge, Farmacy's own coconut almond crumbles and fresh whipped cream.

L'Arte del Gelato


High quality! Artisanal! All-natural! They may sound like fluffy buzzwords, but one lick of L'Arte del Gelato's creamy stuff will have you a believer that it truly makes a difference.

Blue Marble Ice Cream


Blue Marble serves up award-winning ice cream with a conscience. With shops in Prospect Heights, Boerum Hill and Rwanda (for real!), they keep the focus on local, simple ingredients, always avoiding sugary add-ins, preservatives, corn syrup, and artificial flavors or coloring.

Shake Shack


The gourmet version of a DQ Blizzard, Shake Shack's Concretes -- frozen custard with your mix-ins of choice -- are worth every last calorie (and then some).

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Source: http://www.huffingtonpost.com/2012/06/27/ice-cream-in-new-york-the_n_1625594.html
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